Treatments at the dentist are expensive. It becomes even more expensive when a denture is due. This applies at least to the group of people who are insured in the statutory health insurance. As is well known, the statutory health insurance companies only pay around half for dentures. The patient’s own contribution can easily amount to several thousand USD. Those who have not taken out additional dental insurance must pay this portion out of their own pocket.
Credit for dentures
But where should the money come from if there are no reserves? In such cases, all that remains is to take out a loan for the dentures. Two options are available. Many patients like to use their dentist’s offer for a loan. A data center then collects the monthly installments and can also be transferred by standing order.
The other option is to get a denture loan from a bank. Here, however, it is important to pay attention to the conditions of the individual banks and to compare them with each other. In this area in particular, banks are taking their own path. While one bank allows special repayments free of charge, but the interest rate is higher, the other bank completely eliminates special repayments, but the interest rates are lower. A comparison is therefore worthwhile.
Save money with supplementary dental insurance
A credit for dentures does not have to be. It is advisable for every patient who has statutory health insurance to take out additional denture insurance. The monthly amounts are much lower than the rates for the loan for dentures. This additional insurance covers the portion that is no longer covered by the statutory health insurance companies.
Additional dental insurance can also be taken out for treatments that statutory health insurance companies no longer cover, such as professional teeth cleaning. It is therefore advisable to take out a comprehensive insurance package that covers these costs. Because a loan for dentures costs money, which would actually be unnecessary.